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Minutes for HB2564 - Committee on Insurance
Short Title
Providing for the election of alternative payment methods by a dental provider and allowing such payment method to remain in force for the duration of a contract with a dental benefit plan.
Minutes Content for Wed, Feb 11, 2026
The Chair opened the Hearing on HB2564.
Assistant Revisor Ma gave an overview of the bill and stood for questions. (Attachment 1)
Proponents, In Person were as follows:
- Kevin Robertson, Executive Director, Kansas Dental Association explained that many insurance carriers require their dental providers to receive compensation or reimbursement for claims via virtual credit card payments, passing on the cost of the credit card processing fee, which can be as much as 5 percent, to the dentist. In some cases the insurance carrier actually shares in the revenue generated from these processing fees. In 2022, legislation was passed requiring insurance carriers to offer dentists an alternative method of payment without fees. Dentist might opt-out; yet arbitrarily, opted back in by the insurance carrier; without ever being offered a contract to the alternative fee free method of payment. This bill requires insurance carriers to allow dentist to opt in to payments by virtual credit card, and furthermore, must offer a transaction fee free alternative. The conferee stood for questions.(Attachment 2)
- Dr. Dan Neilson, Great Plains Oral Surgery, Olathe, Kansas, believes this bill would ensure the dentist has made a conscious decision to opt in for a virtual credit card payment, rather than dictated by the insurance carrier. The conferee stood for questions. (Attachment 3)
Proponent via WebEx:
- Dr. Nathan Niles, Family Dentistry, Arkansas City, Kansas, praised this bill as it closes unintended loop holes from the 2022 legislation; loopholes insurance carriers have been utilizing to opt dentists back in to receiving payments through virtual credit cards without offering a free fee alternative. The conferee stood for questions. (Attachment 4)
There were no neutrals present.
One opponent submitted the following written only testimony:
Katherine Lamb, State Affairs Manager, National Association of Dental Plans (NADP) on behalf of the NADP and the American Council of Life Insurers. Primarily, the opposition believes this bill would introduce unnecessary administrative complexity for both providers and plans, potentially resulting in payment delays.
The chair closed the hearing on HB2564.
